Autumn Colors.

For color and light its hard to beat Autumn for both. Here in New Zealand at this time of the year (Late Autumn) the sun is very low in the sky from about 3:30pm until sunset at just after 5:00pm.The final image of the duck was taken on a different day, much later in the afternoon. This can make for a variety of color and contrast images, and is a great way to test out how your camera handles the different light.
The following shots were all taken between 2:30 and 3:00pm a week ago and as you can see from the photos the HS20 did a good job of getting the color right. Exif data for all the images can be found Here.